Peaks Island, ME Utility & Living Guide

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Tier 3 Location

Peaks Island, ME Utility & Living Guide

Living in Peaks Island, ME, offers a unique blend of island charm and proximity to Portland's amenities

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax5.5%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
🌤️ Live Weather — Peaks Island
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⚠️ Natural Hazard History — Peaks Island
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Central Maine Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Portland Water District
🗑️ Garbage

$30/mo

City of Portland Solid Waste
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.35%
Avg Childcare/mo$1200

The housing market on Peaks Island is competitive, with a mix of older and newer homes, and a strong demand for rentals. Prices have been rising in recent years, but there are still affordable options available. The island’s small size and limited inventory can make it challenging to find the perfect home

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

90

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.5%
Property Tax Rate1.35%
<p>State 5.5% + no county or city tax</p>

Maine has a state income tax rate of 5.2% to 7.95%, with deductions and credits available

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate, with key industries including tourism, hospitality, and small business
Top Local Concerns
Affordability, traffic and parking, environmental protection
🚌 Transit for Families

The island has a limited public transportation system, but it is relatively stroller-friendly, with accessible sidewalks and bike paths

🎡 Top Kid Attractions
  • 🎯
    Peaks Island Elementary School
  • 🎯
    Fifth Maine Museum
  • 🎯
    Peaks Island Community Center

Best Neighborhoods for Families

The island's small size means that all neighborhoods are relatively close to amenities and services. The areas around the island's center and the waterfront are particularly popular with families, offering easy access to parks, schools, and community facilities

Household Budget Calculator

Estimate your real monthly cost of living in Peaks Island based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Peaks Island has regulations regarding zoning, building permits, and environmental protection

The current financial trend in Peaks Island is a growing demand for vacation rentals and short-term accommodations, driven by the island's popularity as a tourist destination. Additionally, there is a increasing interest in sustainable and eco-friendly living options

Financial Tools

Calculators
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📊 Peaks Island — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs on Peaks Island can fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning usage, and higher heating oil bills in the winter. However, the island's mild climate means that these fluctuations are relatively moderate compared to other parts of the country

🏛️ Local Tax Details

The ZIP code 04108 has a property tax millage rate of 18.50, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller, although some areas may have limited elevator access in transit

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