⚡ Featured Deal

Essentials for Your New Home

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Pebble Creek, FL Utility & Living Guide

Pebble Creek is a census-designated place (CDP) in Hillsborough County, Florida, United States. The population was 9,624 at the 2020 census, up from 7,622 at the 2010 census.

Last updated: July 8, 2026

Total Utilities$255/mo

1BR Rent$1745/mo

Sales Tax7.5%

COL Index105 (+5% above national average)

Family Score6/10

Median Home$363,200

📷 Live Cameras — Pebble Creek

Live · refreshing...

🌤️ Live Weather — Pebble Creek

Loading weather...

Living in Pebble Creek, summers are hot, with Jul highs around 89.1°F, while winters stay mild, with Jan lows rarely below 51.2°F. At just 187 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 61.0 inches, mostly summer thunderstorms. Within 5 miles: 66 parks, 5 groceries, 45 dining spots and 6 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $108,307. With a 8.0% poverty rate and 76.4% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 46 over the past week.

📍 City Briefing

⚠️ Natural Hazard History — Pebble Creek

Loading hazard data...

💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Tampa Electric Company (TECO)

🔥 Gas

—

N/A - Electric only

💧 Water

$45/mo

Pebble Creek Utilities

🗑️ Garbage

$25/mo

Waste Management

📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom	$1745/mo
2 Bedrooms	$1939/mo
3 Bedrooms	$2423/mo
Median Home Price	$363,200
Property Tax Rate	1.2%
Avg Childcare/mo	$1000

The housing market in Pebble Creek is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years due to its family-friendly reputation.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax	7.5%
Property Tax Rate	1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score

6/10

Safety Index

Higher = safer

School Rating

6.5/10

GreatSchools avg

Avg Childcare

$1000/mo

City Pulse

Population Trend

+8% (growing)

Political Climate

Purple (mixed Republican/Democrat)

Business Momentum

Moderate with key industries in healthcare, retail, and education.

Top Local Concerns

Traffic congestion, school funding, property taxes

🚌 Transit for Families

Limited public transit; most families rely on cars, but sidewalks are well-maintained.

🎡 Top Kid Attractions

🎯
Pebble Creek Park
🎯
Tampa Zoo
🎯
Adventure Island

Best Neighborhoods for Families

The Preserve and Pebble Creek Village are popular for families due to their proximity to schools and parks. These areas offer a mix of single-family homes and townhouses.

Household Budget Calculator

Estimate your real monthly cost of living in Pebble Creek based on your household profile.

📰 Live Local News

Homeowners must adhere to HOA guidelines, including lawn maintenance and exterior modifications.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Pebble Creek — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income

$108,307

👤 Median Age

37.9

🏠 Homeownership Rate

76.4%

🔑 Renter Rate

23.6%

📉 Poverty Rate

8.0%

💼 Unemployment Rate

2.9%

📡 Internet Access

95.1%

🎓 College Educated

45.2%

☀️ Seasonal Utility Costs

Summer AC usage drives higher electric bills, while winter costs are lower due to mild temperatures. Water usage peaks in dry seasons for lawn irrigation.