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Phillipsburg, NJ Utility & Living Guide
Phillipsburg is a town located along the Delaware River that is the most populous municipality in Warren County, in the U.S. state of New Jersey. It is part of the Allentown-Bethlehem-Easton, PA-NJ metropolitan statistical area. As of the 2020 United States census, the town's population was 15,249,
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1008/mo |
| 2 Bedrooms | $1120/mo |
| 3 Bedrooms | $1400/mo |
| Median Home Price | $157,500 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in Phillipsburg is moderately priced with a mix of historic homes and newer developments. Demand has been steady due to its proximity to major employment centers.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax ranging from 1.4% to 10.75%.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is limited, but sidewalks are generally well-maintained in downtown areas.
- Delaware River Railroad Excursions
- Walters Park
- Phillipsburg Mall
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Phillipsburg based on your household profile.
📰 Live Local News
Residents must obtain permits for home renovations and adhere to local zoning laws.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Phillipsburg — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Electricity costs peak in summer due to air conditioning, while water usage rises in summer for landscaping.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates vary slightly by neighborhood, no local surtaxes.
👶 Family & Stroller Friendliness
6/10: Sidewalks are decent downtown, but some areas lack pedestrian infrastructure. Parks are accessible but transit options are limited.
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