Piney Point, MD Utility & Living Guide

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Tier 3 Location

Piney Point, MD Utility & Living Guide

Living in Piney Point, MD offers a tranquil and scenic experience with its waterfront views and outdoor recreational opportunities.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1400/mo
Sales Tax6%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

SMECO (Southern Maryland Electric Cooperative)
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

St. Mary's County Metropolitan Commission
🗑️ Garbage

$30/mo

St. Mary's County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Piney Point is characterized by a mix of single-family homes, townhouses, and waterfront properties. The area has seen steady growth in recent years, with new developments and renovations popping up. However, the market remains relatively stable, with a balance of buyers and sellers.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%. Residents of Piney Point are subject to state and federal income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
High, with key industries in technology, defense, and tourism
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

The public transit system in Piney Point is limited, but the area is relatively stroller-friendly, with wide sidewalks and accessible parks.

🎡 Top Kid Attractions
  • 🎯
    St. Mary's County Museum
  • 🎯
    Piney Point Lighthouse
  • 🎯
    Point Lookout State Park

Best Neighborhoods for Families

The best neighborhoods for families in Piney Point include the waterfront areas, which offer scenic views and outdoor recreational opportunities. The town's central area is also popular, with its shops, restaurants, and community events. Additionally, the nearby town of Lexington Park offers a range of family-friendly amenities and activities.

Household Budget Calculator

Estimate your real monthly cost of living in Piney Point based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

The St. Mary’s County government regulates zoning, building permits, and environmental issues. Residents are also subject to Maryland state laws and regulations.

The current financial trends in Piney Point indicate a strong and growing economy, driven by the technology and defense industries. However, the area is also experiencing an increase in housing costs and living expenses, which may impact affordability for some residents.

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📊 Piney Point — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Piney Point tend to be higher in the summer months, due to the need for air conditioning. In contrast, winter months see lower utility bills, as the area's mild climate reduces the need for heating.

🏛️ Local Tax Details

The ZIP code 20674 has a property tax millage rate of 0.85, with no local surtaxes.

👶 Family & Stroller Friendliness

Score 8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller. However, some areas may lack elevator access in transit, which can be a challenge for families with strollers.

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