Point Pleasant, NJ Utility & Living Guide

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Point Pleasant, NJ Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 30, 2026
Total Utilities$305/mo
1BR Rent$1728/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$475,400
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⚠️ Natural Hazard History — Point Pleasant
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Jersey Central Power & Light (JCP&L)
🔥 Gas

$50/mo

New Jersey Natural Gas
💧 Water

$45/mo

Point Pleasant Borough Water Department
🗑️ Garbage

$25/mo

Point Pleasant Borough Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1728/mo
2 Bedrooms$1920/mo
3 Bedrooms$2400/mo
Median Home Price$475,400
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Point Pleasant is competitive, with demand driven by its proximity to the beach. Prices have risen steadily over the past few years, making it a seller’s market.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax ranging from 1.4% to 10.75% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in tourism, retail, and fishing
Top Local Concerns
Flooding, property taxes, traffic congestion
🚌 Transit for Families

Public transit is limited; most families rely on cars, but sidewalks are well-maintained in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Jenkinson's Boardwalk
  • 🎯
    Point Pleasant Beach
  • 🎯
    Ocean County Park

Best Neighborhoods for Families

The Bay Head area is highly sought after for its proximity to the beach and excellent schools. The downtown area offers walkability and family-friendly amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Point Pleasant based on your household profile.

Financial Tools

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📊 Point Pleasant — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$106,203
👤 Median Age
45.3
🏠 Homeownership Rate
80.9%
🔑 Renter Rate
19.1%
📉 Poverty Rate
3.9%
💼 Unemployment Rate
2.8%
📡 Internet Access
93.5%
🎓 College Educated
42.2%

☀️ Seasonal Utility Costs

Utility costs peak in summer due to air conditioning and in winter due to heating. Spring and fall typically see lower usage and costs.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by neighborhood, with coastal areas often having higher rates due to flood risk.

👶 Family & Stroller Friendliness

7/10 with explanation: sidewalks are generally well-maintained, parks are accessible, but public transit options are limited for stroller use.

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