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Port Tobacco, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in Port Tobacco is relatively stable, with a mix of historic homes and new developments. The town’s small size and limited inventory can lead to competitive pricing. Rentals are also available, but options may be limited.
Cost of Living
108
+8% above national average
105
96
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.15% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax with rates ranging from 2% to 5.75%
Family & Relocation
55
7/10
$1200/mo
City Pulse
Public transit options are limited, but the town is relatively walkable and bikeable
- Port Tobacco River Park
- Charles County Fairgrounds
- Smallwood State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Port Tobacco based on your household profile.
📰 Live Local News
Zoning laws and historic district regulations are in place to preserve the town’s character
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Port Tobacco — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months bring higher electric bills due to air conditioning usage, while winter months see increased costs for heating. Residents can expect to pay around 10-20% more for utilities during peak seasons.
🏛️ Local Tax Details
The ZIP code 20677 has a property tax millage rate of 1.15, with no local surtaxes
👶 Family & Stroller Friendliness
6, with explanation: Port Tobacco has decent sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure is still developing
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