Portsmouth, NH Utility & Living Guide

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Portsmouth, NH Utility & Living Guide

Portsmouth is a city in Rockingham County, New Hampshire, United States. It had a population of 21,956 at the 2020 census. A historic seaport and popular summer tourist destination on the Piscataqua River bordering the state of Maine, Portsmouth was formerly the home of the Pease Air Force Base, sin

Last updated: June 26, 2026
Total Utilities$380/mo
1BR Rent$1400/mo
COL Index118 (+18% above national average)
Family Score8/10
Median Home$430,000
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⚠️ Natural Hazard History — Portsmouth
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

$80/mo

Unitil
💧 Water

$50/mo

City of Portsmouth Water Division
🗑️ Garbage

$30/mo

City of Portsmouth Public Works
📶 Internet

$70/mo

Combined Average Overhead$380/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$430,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Portsmouth is highly competitive, with a mix of historic homes, condos, and new developments. The city’s proximity to Boston and its cultural attractions make it a desirable place to live. However, this demand has driven up housing prices in recent years.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+18% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No county tax + No city tax</p>

New Hampshire has no state income tax, but it does tax dividends and interest income.

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
High, with key industries in tourism, healthcare, and technology
Top Local Concerns
Affordability, traffic, and parking
🚌 Transit for Families

Portsmouth has a walkable downtown area and a public transportation system that includes buses, but it can be challenging to navigate with a stroller due to historic district sidewalks and limited elevator access.

🎡 Top Kid Attractions
  • 🎯
    Strawbery Banke Museum
  • 🎯
    Portsmouth Children's Museum
  • 🎯
    Water Country

Best Neighborhoods for Families

The Downtown area, the South End, and the Historic District are popular neighborhoods for families, offering a mix of historic homes, parks, and proximity to schools and amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Portsmouth based on your household profile.

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📊 Portsmouth — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Portsmouth fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher gas costs in the winter due to heating. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.

🏛️ Local Tax Details

The property tax millage rate in Portsmouth is around 24-26 mills, with no local surtaxes.

👶 Family & Stroller Friendliness

7/10, with wide sidewalks and accessible parks, but limited elevator access in some historic buildings and challenging navigation in the downtown area

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