Quincy, MA Utility & Living Guide

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Quincy, MA Utility & Living Guide

Living in Quincy, MA offers a unique blend of historic charm and modern amenities just outside of Boston

Last updated: June 26, 2026
Total Utilities$370/mo
1BR Rent$1800/mo
Sales Tax6.25%
COL Index146 (+46% above national average)
Family Score7/10
Median Home$430,000
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⚠️ Natural Hazard History — Quincy
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Quincy Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $370/month

Housing Market

Rent & Property
1 Bedroom$1800/mo
2 Bedrooms$2200/mo
3 Bedrooms$2800/mo
Median Home Price$430,000
Property Tax Rate1.33%
Avg Childcare/mo$1200

Quincy’s housing market is highly competitive, with a mix of old and new construction. The city has seen significant development in recent years, with many new condos and apartments. However, prices remain relatively high due to its proximity to Boston.

Cost of Living

Overall COL Index

146

US national avg = 100
vs National Avg

+46% above national average

Groceries

108

Transportation

104

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.33%
<p>State 6.25% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+5% (growing)
Political Climate
Blue
Business Momentum
High, with key industries in healthcare, technology, and education
Top Local Concerns
Traffic, affordability, public safety
🚌 Transit for Families

Quincy has a relatively stroller-friendly public transit system, with accessible buses and trains, but some areas can be challenging to navigate with a stroller

🎡 Top Kid Attractions
  • 🎯
    Museum of Fine Arts
  • 🎯
    Franklin Park Zoo
  • 🎯
    Quincy Shore Drive

Best Neighborhoods for Families

The best neighborhoods for families in Quincy include Marina Bay, Quincy Point, and Wollaston, which offer a mix of parks, playgrounds, and community events. These areas are also relatively safe and have good access to schools and transportation.

Household Budget Calculator

Estimate your real monthly cost of living in Quincy based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Quincy has regulations regarding zoning, parking, and waste management

Quincy is seeing a surge in new businesses and developments, driven by its proximity to Boston and access to the waterfront. The city is also investing in infrastructure improvements, including new parks and transportation systems.

Financial Tools

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📊 Quincy — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Quincy can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher gas costs in the winter for heating. Residents can expect to pay around 20-30% more for utilities during these peak seasons.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates range from 1.23 to 1.43, with no local surtaxes specific to Quincy county

👶 Family & Stroller Friendliness

Score 7/10: Quincy has good sidewalk quality and park access, but some areas lack elevator access in transit and family infrastructure, making it somewhat challenging to navigate with a stroller

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