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Ray City, GA Utility & Living Guide
Living in Ray City, GA offers a charming small-town experience with a strong sense of community and affordable living
Monthly Utility Costs
$130/mo
—
$40/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1200/mo |
| 3 Bedrooms | $1800/mo |
| Median Home Price | $190,000 |
| Property Tax Rate | 0.93% |
| Avg Childcare/mo | $800 |
The housing market in Ray City is relatively affordable, with a range of options from starter homes to larger family residences. Rentals are also available, although options may be limited. The city’s small-town charm and low cost of living make it an attractive option for families and retirees.
Cost of Living
88
-12% below national average
95
92
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7% |
| Property Tax Rate | 0.93% |
| <p>State 4% + County 2% + City 1%</p> | |
Georgia has a progressive state income tax with rates ranging from 1% to 5.99%
Family & Relocation
60
7/10
$800/mo
City Pulse
Ray City has limited public transportation options, but the city's compact size and walkable downtown area make it relatively stroller-friendly
- Ray City Park
- Berrien County Recreation Department
- Georgia Museum of Agriculture
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Ray City based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Residents are subject to Berrien County ordinances and zoning regulations
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Ray City — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months bring higher electricity bills due to air conditioning usage, while winter months see a slight increase in natural gas costs for heating. However, the city's mild climate means that utility costs remain relatively stable throughout the year.
🏛️ Local Tax Details
The 31645 ZIP code has a property tax millage rate of 12.5 mills, with an additional 1% local option sales tax
👶 Family & Stroller Friendliness
6/10, with wide sidewalks and crosswalks in the downtown area, but limited accessibility in some residential neighborhoods and a lack of elevators in public buildings
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