Raymond, NH Utility & Living Guide

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Tier 3 Location

Raymond, NH Utility & Living Guide

Living in Raymond, NH offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
COL Index118 (+10% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Raymond
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Raymond Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Raymond is relatively stable, with a mix of older and newer homes available. The town has seen some new construction in recent years, but prices remain competitive. Rentals are also available, but may be limited in certain areas.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + County 0% + City 0%</p>

New Hampshire has no state income tax, but does tax dividends and interest income.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, healthcare, and technology
Top Local Concerns
Traffic, education, affordable housing
🚌 Transit for Families

Raymond has a limited public transit system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.

🎡 Top Kid Attractions
  • 🎯
    Onway Lake
  • 🎯
    Raymond Town Beach
  • 🎯
    Pawtuckaway State Park

Best Neighborhoods for Families

The town center and surrounding neighborhoods offer a charming, small-town feel, with easy access to local shops and restaurants. The Onway Lake area is also popular for families, with its scenic views and outdoor recreation opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in Raymond based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Raymond has regulations in place regarding zoning, building permits, and environmental protection.

Raymond's economy is driven by a mix of small businesses, tourism, and commuting residents who work in nearby Manchester. The town is seeing growth in the tech and healthcare sectors, with new businesses and developments emerging in recent years.

Financial Tools

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📊 Raymond — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Raymond tend to be higher in the winter months due to heating needs, with average electric bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in water usage due to lawn irrigation and outdoor activities.

🏛️ Local Tax Details

The ZIP code 03077 has a property tax millage rate of 24.5, with no local surtaxes.

👶 Family & Stroller Friendliness

Score 6/10: while Raymond has some stroller-friendly sidewalks and parks, the town's infrastructure is not always conducive to walking or biking with a stroller, particularly in areas with limited sidewalks or high traffic volumes.

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