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Ridge, MD Utility & Living Guide
Living in Ridge, MD offers a tranquil and scenic experience with easy access to outdoor recreation and a strong sense of community.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in Ridge is characterized by a mix of single-family homes and rural properties, with a moderate pace of new construction. Home prices have been steadily increasing due to the area’s natural beauty and proximity to Washington, D.C. Rentals are relatively scarce, but available.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.15% |
| <p>State 6% + No County tax + No City tax</p> | |
Maryland state income tax rates range from 2% to 5.75%, with a progressive tax structure
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Public transit in Ridge is limited, but the area is relatively flat and walkable, with some sidewalks and bike paths
- St. Mary's River State Park
- Patuxent Research Refuge
- St. Mary's County Fairgrounds
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Ridge based on your household profile.
📰 Live Local News
Ridge is subject to St. Mary’s County zoning regulations and building codes, which aim to preserve the area’s rural character
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Ridge — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Ridge tend to peak in summer due to air conditioning usage, with average electric bills increasing by 20-30% between June and August. In winter, heating costs are relatively moderate, with natural gas not being a primary heating source in the area.
🏛️ Local Tax Details
The ZIP code 20680 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
6, due to the area's relatively flat terrain, some sidewalks, and bike paths, but limited public transit and some roads without pedestrian infrastructure
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