Rye, NH Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Rye, NH Utility & Living Guide

Living in Rye, NH offers a unique blend of coastal charm and small-town community with easy access to larger cities like Portsmouth.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
COL Index118 (+10% above national average)
Family Score8/10
Median Home$430,000
🌤️ Live Weather — Rye
Loading weather...
📷 Live Cameras — Rye
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Rye
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Rye?

Moving to Rye? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Rye Water District
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$430,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Rye is highly competitive, with a mix of older and newer homes, and a strong demand for coastal properties. Home prices have been steadily increasing over the past few years. Rentals are also in high demand, particularly during the summer months.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No County tax + No City tax</p>

New Hampshire has no state income tax, but it does tax dividends and interest income.

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

8/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, hospitality, and small manufacturing
Top Local Concerns
Traffic, coastal erosion, property taxes
🚌 Transit for Families

Rye has a limited public transit system, but it is relatively stroller-friendly, with accessible sidewalks and parks.

🎡 Top Kid Attractions
  • 🎯
    Rye Beach
  • 🎯
    Odiorne Point State Park
  • 🎯
    Portsmouth Children's Museum

Best Neighborhoods for Families

The best neighborhoods for families in Rye include the downtown area, with its shops and restaurants, and the coastal neighborhoods, with their beautiful beaches and parks. The town also has several family-friendly communities with playgrounds and recreational facilities.

Household Budget Calculator

Estimate your real monthly cost of living in Rye based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Rye has strict zoning laws and regulations to preserve its coastal character and natural resources.

Rye's economy is driven by tourism and small businesses, with a growing trend towards remote work and entrepreneurship. The town is also investing in renewable energy and sustainability initiatives.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Rye — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Rye fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning, and higher heating oil costs in the winter. However, the town's mild coastal climate helps to mitigate these fluctuations.

🏛️ Local Tax Details

The ZIP code 03870 has a property tax millage rate of 18.5, with no local surtaxes.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller.

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.