Rye, NY Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Rye, NY Utility & Living Guide

Rye, NY offers a charming suburban lifestyle with excellent schools and easy access to New York City.

Last updated: June 25, 2026
Total Utilities$380/mo
1BR Rent$2500/mo
Sales Tax8.375%
COL Index180 (+80% above national average)
Family Score8/10
Median Home$1,200,000
🌤️ Live Weather — Rye
Loading weather...
📷 Live Cameras — Rye
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Rye
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Rye?

Moving to Rye? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Con Edison
🔥 Gas

$80/mo

Con Edison
💧 Water

$50/mo

City of Rye Water Department
🗑️ Garbage

$30/mo

City of Rye Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $380/month

Housing Market

Rent & Property
1 Bedroom$2500/mo
2 Bedrooms$3200/mo
3 Bedrooms$4000/mo
Median Home Price$1,200,000
Property Tax Rate1.8%
Avg Childcare/mo$1500

Rye’s housing market is competitive with high demand for single-family homes. Prices are significantly above the national average due to its proximity to NYC and top-rated schools.

Cost of Living

Overall COL Index

180

US national avg = 100
vs National Avg

+80% above national average

Groceries

150

Transportation

120

Healthcare

130

Childcare/mo

$1500

Tax Rates

Tax Overview
Total Sales Tax8.375%
Property Tax Rate1.8%
<p>State 4% + County 4.375%</p>

New York State has progressive income tax rates ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
8/10
Safety Index

80

Higher = safer
School Rating

9/10

GreatSchools avg
Avg Childcare

$1500/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue (Democratic-leaning)
Business Momentum
Moderate with key industries in finance, healthcare, and education
Top Local Concerns
Property taxes, school funding, traffic congestion
🚌 Transit for Families

Public transit is accessible but limited; most families rely on cars. Sidewalks are well-maintained in residential areas.

🎡 Top Kid Attractions
  • 🎯
    Rye Playland
  • 🎯
    Rye Nature Center
  • 🎯
    Rye Free Reading Room

Best Neighborhoods for Families

Greenhaven and Milton Point are highly sought after for their waterfront properties and excellent schools. Central Rye offers more affordable options with easy access to amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Rye based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Rye has strict zoning laws and requires permits for most home renovations. Short-term rentals are heavily regulated.

Rye is seeing an influx of remote workers from NYC. Property values continue to rise due to limited inventory.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Rye — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$207,930
👤 Median Age
42.7
🏠 Homeownership Rate
71.9%
🔑 Renter Rate
28.1%
📉 Poverty Rate
4.4%
💼 Unemployment Rate
5.3%
📡 Internet Access
95.5%
🎓 College Educated
63.3%

☀️ Seasonal Utility Costs

Winter heating costs can double due to cold temperatures, while summer AC usage increases electricity bills moderately.

🏛️ Local Tax Details

Rye ZIP codes (10580) have a property tax millage rate of 18.5 per $1,000 assessed value. No local surtaxes.

👶 Family & Stroller Friendliness

8/10: Excellent sidewalk quality, numerous parks, but limited elevator access in older buildings.

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.