Saint Charles, ID Utility & Living Guide

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Saint Charles, ID Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$260/mo
1BR Rent$1000/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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🌤️ Live Weather — Saint Charles
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⚠️ Natural Hazard History — Saint Charles
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Rocky Mountain Power
🔥 Gas

N/A - Electric only
💧 Water

$40/mo

Saint Charles Water Department
🗑️ Garbage

$30/mo

Bear Lake County Sanitation
📶 Internet

$60/mo

Combined Average Overhead$260/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$900

The housing market in Saint Charles is relatively affordable, with a mix of older and newer homes available. Rentals are scarce, and prices may vary depending on the season. The town’s small size and limited inventory contribute to a competitive market.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

100

Transportation

95

Healthcare

105

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + no County or City tax</p>

Idaho has a state income tax rate of 6.925%, with deductions and credits available for residents.

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in tourism, agriculture, and small manufacturing
Top Local Concerns
Affordable housing, access to healthcare, and infrastructure development
🚌 Transit for Families

Saint Charles has limited public transportation, but the town's small size and walkability make it accessible for families with strollers, with some sidewalks and crosswalks available.

🎡 Top Kid Attractions
  • 🎯
    Bear Lake
  • 🎯
    Saint Charles Beach
  • 🎯
    and the Bear Lake National Forest

Best Neighborhoods for Families

The area around Bear Lake and the town center are popular for families, offering easy access to amenities and outdoor activities. The surrounding countryside also provides opportunities for rural living and larger properties.

Household Budget Calculator

Estimate your real monthly cost of living in Saint Charles based on your household profile.

📰 Live Local News

Saint Charles has ordinances regulating zoning, building permits, and waste management, with a focus on preserving the town’s natural environment and rural character.

Financial Tools

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📊 Saint Charles — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Saint Charles fluctuate seasonally, with higher electricity bills in winter due to heating needs, and lower bills in summer. Water usage may also increase during the summer months due to irrigation and outdoor activities.

🏛️ Local Tax Details

The ZIP code 83272 has a property tax millage rate of 1.1%, with no local surtaxes, and is subject to Bear Lake County and Idaho state tax laws.

👶 Family & Stroller Friendliness

6, with explanation: Saint Charles has some sidewalks and crosswalks, but the town's rural character and limited infrastructure can make it challenging for stroller accessibility, although the scenic beauty and outdoor spaces provide ample opportunities for family activities.

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