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Saint Inigoes, MD Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$290/mo

1BR Rent$1100/mo

Sales Tax6%

COL Index108 (+8% above national average)

Family Score7/10

Median Home$340,000

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⚠️ Natural Hazard History — Saint Inigoes

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

SMECO (Southern Maryland Electric Cooperative)

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

St. Mary's County Metropolitan Commission

🗑️ Garbage

$30/mo

St. Mary's County Department of Public Works

📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom	$1100/mo
2 Bedrooms	$1400/mo
3 Bedrooms	$2000/mo
Median Home Price	$340,000
Property Tax Rate	1.1%
Avg Childcare/mo	$1200

The housing market in Saint Inigoes is relatively stable, with a mix of older and newer homes available. Waterfront properties are highly sought after, and prices can be higher in these areas. Rental options are limited, but available.

Cost of Living

Overall COL Index

108

US national avg = 100

vs National Avg

+8% above national average

Groceries

105

Transportation

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax	6%
Property Tax Rate	1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland state income tax ranges from 2% to 5.75%, with Saint Inigoes residents subject to the state tax rates.

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7.2/10

GreatSchools avg

Avg Childcare

$1200/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Purple description, with a mix of conservative and liberal views

Business Momentum

Moderate, with key industries in tourism, healthcare, and technology

Top Local Concerns

Traffic, environmental conservation, affordable housing

🚌 Transit for Families

Public transit in Saint Inigoes is limited, but the area is relatively stroller-friendly due to its small size and scenic sidewalks.

🎡 Top Kid Attractions

🎯
St. Mary's River State Park
🎯
Point Lookout State Park
🎯
Historic St. Mary's City

Best Neighborhoods for Families

The historic district and waterfront areas are popular with families, offering a mix of old and new homes and a strong sense of community. The nearby town of Lexington Park also offers a range of family-friendly amenities and activities.

Household Budget Calculator

Estimate your real monthly cost of living in Saint Inigoes based on your household profile.

📰 Live Local News

Saint Inigoes has regulations regarding waterfront development, historic preservation, and zoning.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
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📊 Saint Inigoes — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Saint Inigoes tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the area's mild climate.