Saint Inigoes, MD Utility & Living Guide

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Saint Inigoes, MD Utility & Living Guide

Living in Saint Inigoes, MD offers a tranquil and scenic experience with its waterfront views and historic charm.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

SMECO (Southern Maryland Electric Cooperative)
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

St. Mary's County Metropolitan Commission
🗑️ Garbage

$30/mo

St. Mary's County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Saint Inigoes is relatively stable, with a mix of older and newer homes available. Waterfront properties are highly sought after, and prices can be higher in these areas. Rental options are limited, but available.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland state income tax ranges from 2% to 5.75%, with Saint Inigoes residents subject to the state tax rates.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, healthcare, and technology
Top Local Concerns
Traffic, environmental conservation, affordable housing
🚌 Transit for Families

Public transit in Saint Inigoes is limited, but the area is relatively stroller-friendly due to its small size and scenic sidewalks.

🎡 Top Kid Attractions
  • 🎯
    St. Mary's River State Park
  • 🎯
    Point Lookout State Park
  • 🎯
    Historic St. Mary's City

Best Neighborhoods for Families

The historic district and waterfront areas are popular with families, offering a mix of old and new homes and a strong sense of community. The nearby town of Lexington Park also offers a range of family-friendly amenities and activities.

Household Budget Calculator

Estimate your real monthly cost of living in Saint Inigoes based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Saint Inigoes has regulations regarding waterfront development, historic preservation, and zoning.

The current financial trends in Saint Inigoes indicate a growing demand for housing and commercial development, driven by the area's natural beauty and proximity to Washington, D.C. However, this growth also poses challenges for preserving the area's historic charm and environmental resources.

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📊 Saint Inigoes — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Saint Inigoes tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the area's mild climate.

🏛️ Local Tax Details

The ZIP code 20684 has a property tax millage rate of 0.85, with no local surtaxes.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, but limited elevator access in some older buildings.

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