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Saint James, MD Utility & Living Guide
Saint James or St. James may refer to:
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Saint James is relatively stable, with a mix of older and newer homes available. The area is popular with families and retirees, and prices are generally lower than in larger nearby cities. However, the market can be competitive, especially for newer homes.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%. Residents of Saint James are also subject to federal income tax.
Family & Relocation
60
7/10
$1200/mo
City Pulse
Public transit in Saint James is limited, but the area is relatively flat and walkable, making it accessible for strollers and families.
- Hagerstown City Park
- Washington County Museum of Fine Arts
- Antietam National Battlefield
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Saint James based on your household profile.
📰 Live Local News
Saint James has zoning regulations in place to preserve the area’s rural character, and residents are subject to Washington County’s ordinances and regulations.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Saint James — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Saint James tend to be higher in the winter months due to heating costs, with average electricity bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in water usage due to lawn care and gardening.
🏛️ Local Tax Details
The ZIP code 21782 has a property tax millage rate of 0.85, with no local surtaxes. Washington County also has a transfer tax of 1.5% on real estate sales.
👶 Family & Stroller Friendliness
6/10, with explanation: Saint James has relatively flat and walkable streets, but sidewalk quality can be uneven in some areas, and park access is limited. However, the area is generally considered safe and welcoming for families, with some family-friendly infrastructure such as playgrounds and community centers.
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