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Saugus, MA Utility & Living Guide
Living in Saugus, MA offers a unique blend of small-town charm and proximity to Boston's amenities
Monthly Utility Costs
$140/mo
$70/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1500/mo |
| 2 Bedrooms | $1900/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Saugus is competitive, with a mix of older and newer homes available. Prices have been rising in recent years, but the town still offers relatively affordable options compared to other Boston suburbs. Renters can find a range of apartments and houses, from studios to multi-bedroom units
Cost of Living
108
+8% above national average
105
102
103
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + Local 1.05% option tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
The MBTA commuter rail and bus system serves Saugus, with some stroller-friendly routes and stations, but accessibility can be limited in some areas
- Saugus Iron Works National Historic Site
- Breakheart Reservation
- Saugus Public Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Saugus based on your household profile.
📰 Live Local News
Saugus has regulations regarding property maintenance, zoning, and waste management, which are enforced by the town’s inspectional services department
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Saugus — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Saugus tend to be higher in the winter months due to heating needs, with average gas bills increasing by 20-30% from December to February. In the summer, electricity costs may rise due to air conditioning usage, but the overall impact is less pronounced
🏛️ Local Tax Details
The ZIP code 01906 has a property tax millage rate of 14.45, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, with explanation: Saugus has some stroller-friendly sidewalks and parks, but elevator access in transit can be limited, and family infrastructure such as changing tables and nursing rooms may not be widely available
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