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Savoy, MA Utility & Living Guide
Living in Savoy, MA offers a tranquil and picturesque experience with easy access to outdoor recreation and a strong sense of community.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Savoy is characterized by a mix of old and new homes, with a range of prices to suit different budgets. The town has a relatively low inventory of homes for sale, which can drive up prices. However, the town’s rural setting and natural beauty make it an attractive option for those looking to escape the city.
Cost of Living
110
+10% above national average
105
90
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.25% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Savoy has limited public transportation options, but the town is relatively small and walkable, making it accessible for families with strollers.
- Kennedy Park
- Savoy Mountain State Forest
- Berkshire Scenic Railway Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Savoy based on your household profile.
📰 Live Local News
Savoy has regulations in place to protect its natural resources, including zoning laws and environmental ordinances.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Savoy — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Savoy can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher heating oil costs in the winter. However, the town's mild climate means that these fluctuations are not as extreme as in other parts of the country.
🏛️ Local Tax Details
The ZIP code 01256 has a property tax millage rate of 12.5, with no local surtaxes.
👶 Family & Stroller Friendliness
6/10, with explanation: Savoy has relatively good sidewalk quality and park access, but limited elevator access in transit and some challenges with family infrastructure, such as limited public restrooms and changing facilities.
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