Seaford, NY Utility & Living Guide

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Tier 3 Location

Seaford, NY Utility & Living Guide

Seaford offers a peaceful suburban lifestyle with easy access to Long Island's beaches and amenities.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Seaford
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Suffolk County Water Authority
🗑️ Garbage

$25/mo

Town of Hempstead Sanitation Department
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Seaford’s housing market is competitive, with steady demand for single-family homes. Prices have risen modestly due to limited inventory.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State income tax ranges from 4% to 8.82% based on income brackets.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in healthcare, retail, and construction.
Top Local Concerns
Property taxes, school funding, coastal flooding
🚌 Transit for Families

Limited public transit; mostly car-dependent but sidewalks are well-maintained in residential areas.

🎡 Top Kid Attractions
  • 🎯
    Seaford Harbor Marina
  • 🎯
    Wantagh Park
  • 🎯
    Adventureland

Best Neighborhoods for Families

Areas near Seaford Avenue School are popular for families. Waterfront properties along the canals are desirable but pricier.

Household Budget Calculator

Estimate your real monthly cost of living in Seaford based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Permits required for home renovations, strict zoning laws, and seasonal parking restrictions near beaches.

Seaford is seeing rising home values due to its school district reputation. Local businesses are benefiting from increased remote workers moving to the area.

Financial Tools

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📊 Seaford — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$144,167
👤 Median Age
41.8
🏠 Homeownership Rate
94.7%
🔑 Renter Rate
5.3%
📉 Poverty Rate
1.8%
💼 Unemployment Rate
5.9%
📡 Internet Access
95.3%
🎓 College Educated
41.7%

☀️ Seasonal Utility Costs

Electricity costs peak in summer due to air conditioning use. Gas bills rise in winter for heating, while water usage remains steady.

🏛️ Local Tax Details

Key ZIP code level tax info: Seaford (11783) has a property tax millage rate of 1.2%, with no local surtaxes specific to Nassau County.

👶 Family & Stroller Friendliness

7/10 with explanation: Good sidewalk coverage in residential zones, multiple parks with stroller access, but limited elevator infrastructure in older buildings.

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