Seal Harbor, ME Utility & Living Guide

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Tier 3 Location

Seal Harbor, ME Utility & Living Guide

Living in Seal Harbor, ME offers a unique blend of natural beauty and small-town charm, with a strong sense of community and stunning coastal scenery.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax5.5%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
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⚠️ Natural Hazard History — Seal Harbor
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Emera Maine
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Seal Harbor Water District
🗑️ Garbage

$30/mo

Hancock County Solid Waste
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Seal Harbor is competitive, with a mix of older and newer homes, and a strong demand for summer rentals. The area is popular with tourists and seasonal residents, which can drive up prices. However, there are still opportunities for year-round residents to find affordable housing.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.5%
Property Tax Rate1.1%
<p>State 5.5% + No County or City tax</p>

Maine has a state income tax with a top rate of 7.95%, but no local income tax in Seal Harbor

Family & Relocation

Family Vibe Score
7/10
Safety Index

40

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, hospitality, and outdoor recreation
Top Local Concerns
Affordability, environmental protection, traffic and congestion
🚌 Transit for Families

Seal Harbor has limited public transportation, but the area is relatively walkable and bikeable, with some stroller-friendly sidewalks and paths

🎡 Top Kid Attractions
  • 🎯
    Acadia National Park
  • 🎯
    Seal Harbor Beach
  • 🎯
    Abbe Museum

Best Neighborhoods for Families

The village of Seal Harbor is a popular area for families, with its charming shops and restaurants, and easy access to the beach and park. Other family-friendly neighborhoods include the areas around Long Pond and the Seal Harbor waterfront.

Household Budget Calculator

Estimate your real monthly cost of living in Seal Harbor based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Seal Harbor has regulations in place to protect its natural environment and preserve its character, including zoning laws and ordinances related to coastal development

The current financial trends in Seal Harbor are driven by tourism and seasonal demand, with a strong focus on sustainable development and environmental protection. The area is also seeing growth in the tech and creative industries, with a number of startups and remote workers calling Seal Harbor home.

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📊 Seal Harbor — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Seal Harbor can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher heating costs in the winter. However, the area's mild climate means that overall utility costs are relatively moderate compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 04675 has a property tax millage rate of 12.5, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Seal Harbor has some stroller-friendly sidewalks and paths, but the area is hilly and can be challenging for families with young children, especially in the winter months when snow and ice can make walking difficult.

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