Secretary, MD Utility & Living Guide

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Tier 3 Location

Secretary, MD Utility & Living Guide

Living in Secretary, Maryland offers a tranquil and scenic experience with its rural landscape and proximity to the Chesapeake Bay

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1000/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Choptank Electric Cooperative
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Dorchester County Water and Sewer
🗑️ Garbage

$30/mo

Dorchester County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Secretary is relatively affordable, with a mix of older and newer homes available. Rentals are also available, although options may be limited. The area is attractive to those seeking a rural lifestyle.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate0.85%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in agriculture, tourism, and small business
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

Public transit options are limited, but the area is relatively flat and walkable, with some sidewalks and bike paths

🎡 Top Kid Attractions
  • 🎯
    Harriet Tubman Underground Railroad National Historical Park
  • 🎯
    Blackwater National Wildlife Refuge
  • 🎯
    Dorchester County Public Library

Best Neighborhoods for Families

The area around the town center is popular for families, with its proximity to schools, parks, and community amenities. Other desirable neighborhoods include those near the waterfront and rural areas with larger lots.

Household Budget Calculator

Estimate your real monthly cost of living in Secretary based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning regulations and building permits are required for new construction or renovations

The local economy in Secretary is driven by agriculture and tourism, with a growing trend towards eco-tourism and outdoor recreation. Residents can expect to see investments in infrastructure and amenities to support these industries.

Financial Tools

Calculators
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📊 Secretary — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Secretary tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In contrast, winter months see lower utility bills, with average costs decreasing by 10-20% due to milder temperatures.

🏛️ Local Tax Details

The ZIP code 21664 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Secretary has some sidewalks and bike paths, but they can be limited in rural areas, and elevator access in transit is not always available, however, the area is relatively flat and walkable

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