Severn, MD Utility & Living Guide

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Severn, MD Utility & Living Guide

Living in Severn, MD offers a unique blend of suburban tranquility and access to major cities like Baltimore and Washington D.C.

Last updated: June 26, 2026
Total Utilities$350/mo
1BR Rent$1300/mo
Sales Tax6%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Severn
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

BGE
🔥 Gas

$60/mo

BGE
💧 Water

$50/mo

Anne Arundel County Department of Public Works
🗑️ Garbage

$30/mo

Anne Arundel County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $350/month

Housing Market

Rent & Property
1 Bedroom$1300/mo
2 Bedrooms$1700/mo
3 Bedrooms$2300/mo
Median Home Price$340,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Severn is competitive, with a mix of older and newer homes available. Prices have been steadily increasing over the past few years. Renters can expect to pay a premium for newer properties with amenities.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%. Residents of Severn are also subject to federal income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+5% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
High, with key industries including tech, healthcare, and education
Top Local Concerns
Traffic, public safety, education
🚌 Transit for Families

Severn has a limited public transportation system, but the area is relatively stroller-friendly due to its suburban layout and wide sidewalks.

🎡 Top Kid Attractions
  • 🎯
    Baltimore Zoo
  • 🎯
    Port Discovery Children's Museum
  • 🎯
    Sandy Point State Park

Best Neighborhoods for Families

The best neighborhoods for families in Severn include those with good schools, such as the Severn School District. Some popular areas include Severn Heights, Oakdale, and Glen Burnie.

Household Budget Calculator

Estimate your real monthly cost of living in Severn based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Severn has regulations in place regarding zoning, noise ordinances, and property maintenance. Residents are encouraged to check with the Anne Arundel County government for specific details.

Severn is experiencing growth in the tech industry, with several major companies establishing a presence in the area. This has led to an increase in high-paying job opportunities and a corresponding rise in housing prices.

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📊 Severn — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Severn tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In the winter, heating costs can also drive up utility bills, although to a lesser extent.

🏛️ Local Tax Details

The ZIP code 21144 has a property tax millage rate of 0.95, with no local surtaxes. However, residents are still subject to state and county taxes.

👶 Family & Stroller Friendliness

Score 8/10: Severn has wide sidewalks and relatively flat terrain, making it easy to navigate with a stroller. However, the area lacks a comprehensive public transportation system, which can make it difficult to get around without a car.

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