Severna Park, MD Utility & Living Guide

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Severna Park, MD Utility & Living Guide

Living in Severna Park, MD offers a unique blend of suburban tranquility and access to urban amenities, making it an attractive choice for families and professionals alike.

Last updated: June 26, 2026
Total Utilities$350/mo
1BR Rent$1500/mo
Sales Tax6%
COL Index110 (+10% above national average)
Family Score8/10
Median Home$420,000
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⚠️ Natural Hazard History — Severna Park
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

BGE
🔥 Gas

$60/mo

BGE
💧 Water

$50/mo

Anne Arundel County Department of Public Works
🗑️ Garbage

$30/mo

Anne Arundel County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $350/month

Housing Market

Rent & Property
1 Bedroom$1500/mo
2 Bedrooms$1900/mo
3 Bedrooms$2500/mo
Median Home Price$420,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Severna Park is highly competitive, with a mix of older and newer homes, and a strong demand for properties in good school districts. The area is known for its excellent schools and family-friendly atmosphere, making it a popular choice for families. However, the high cost of living and limited affordable housing options can be a challenge for some buyers.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive state income tax system, with rates ranging from 2% to 5.75%, and Severna Park residents are also subject to federal income tax.

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

8/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+5% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
High, with key industries in technology, healthcare, and education
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

Severna Park has a limited public transportation system, but it is relatively stroller-friendly, with accessible sidewalks and parks.

🎡 Top Kid Attractions
  • 🎯
    Severna Park Community Center
  • 🎯
    Kinder Farm Park
  • 🎯
    Baltimore Zoo

Best Neighborhoods for Families

The best neighborhoods for families in Severna Park include Oak Hill, Holly Hill, and Severna Park proper, which offer a mix of good schools, safe streets, and community amenities. These areas are known for their tree-lined streets, parks, and community events, making them a popular choice for families.

Household Budget Calculator

Estimate your real monthly cost of living in Severna Park based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Severna Park has regulations in place to protect the environment and preserve the community’s character, including rules on zoning, noise, and waste management.

Severna Park is experiencing a trend of increasing property values and rising costs of living, driven by its desirable location and high demand for housing. The local economy is also growing, with a mix of small businesses, startups, and major employers in the area.

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📊 Severna Park — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

In Severna Park, utility costs tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In contrast, winter heating costs are relatively lower, with average gas bills decreasing by 10-20% from December to February.

🏛️ Local Tax Details

The ZIP code 21146 has a property tax millage rate of 1.04, with no local surtaxes, and the county imposes a transfer tax of 1.5% on real estate transactions.

👶 Family & Stroller Friendliness

8, with explanation: Severna Park has well-maintained sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller, although some areas may lack elevator access in public transportation.

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