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Shallowater, Texas Utility & Living Guide
Shallowater is a city in Lubbock County, Texas, United States. Shallowater is on U.S.
Total Utilities$310/mo
1BR Rent$925/mo
Sales Tax6.25%
COL Index96 (-4)
Family Score6/10
Median Home$202,200
📷 Live Cameras — Shallowater
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🌤️ Live Weather — Shallowater
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Living in Shallowater, summers are intense — Jul highs average 93.8°F, while winters are chilly, with Feb lows around 30.7°F. With 2755 heating degree days annually, heating costs are moderate. At just 13.0 inches of annual rainfall, this is a dry climate. For hospital care, the nearest facility is in a neighboring city. Median household income: $71,572. With a 6.7% poverty rate and 83.9% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 38 over the past week.
⚠️ Natural Hazard History — Shallowater
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨👩👧 Families
🧮 Tools
Monthly Utility Costs
⚡ Electric
$145/mo
Local utility provider
🔥 Gas
$35/mo
Local gas utility
💧 Water
$40/mo
Municipal water department
🗑️ Garbage
$25/mo
Municipal waste management
📶 Internet
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $925/mo |
| 2 Bedrooms | $1028/mo |
| 3 Bedrooms | $1285/mo |
| Median Home Price | $202,200 |
| Property Tax Rate | 1.6% |
| Avg Childcare/mo | $900 |
Contact a local realtor for current market conditions in Shallowater.
Cost of Living
Overall COL Index
96
US national avg = 100
vs National Avg
-4
Groceries
94
Transportation
97
Healthcare
92
Childcare/mo
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.6% |
Family & Relocation
Family Vibe Score
6/10
Safety Index
55
Higher = safer
School Rating
6
GreatSchools avg
Avg Childcare
$900/mo
City Pulse
Population Trend
Population: 5,000
Household Budget Calculator
Estimate your real monthly cost of living in Shallowater based on your household profile.
Financial Tools
Calculators
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
Planning Tools
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Shallowater — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
💰 Median Household Income
$71,572
🏠 Homeownership Rate
83.9%
🔑 Renter Rate
16.1%
📉 Poverty Rate
6.7%
💼 Unemployment Rate
3.8%
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