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Shirley, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Shirley is relatively stable, with a mix of older and newer homes available. Prices have been rising steadily over the past few years, but remain relatively affordable compared to other parts of the state. Rentals are also available, but may be limited in terms of inventory.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + Local 1.05% option tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Shirley has a limited public transit system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.
- Shirley Public Library
- Lake Shirley
- Devens Recreation Area
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Shirley based on your household profile.
📰 Live Local News
Shirley has regulations in place regarding zoning, parking, and waste management, among other things.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Shirley — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Shirley tend to be higher in the winter months, due to the need for heating, with average bills increasing by 20-30% from December to February. In the summer, costs are lower, but may still be higher than in other parts of the country due to the need for air conditioning.
🏛️ Local Tax Details
The ZIP code 01464 has a property tax millage rate of 18.45, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10: Shirley has some stroller-friendly sidewalks and parks, but the town's infrastructure is not always well-suited for families with young children, with some areas lacking elevators or other accessibility features.
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