Shirley, NY Utility & Living Guide

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Tier 3 Location

Shirley, NY Utility & Living Guide

Shirley, NY offers a suburban feel with easy access to beaches and parks, making it a great place for families.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
🌤️ Live Weather — Shirley
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⚠️ Natural Hazard History — Shirley
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Suffolk County Water Authority
🗑️ Garbage

$25/mo

Town of Brookhaven
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Shirley is moderately priced compared to the rest of Long Island, with a mix of single-family homes and apartments. Demand has been steady due to its affordability and proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has a progressive income tax ranging from 4% to 8.82% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in retail, healthcare, and construction.
Top Local Concerns
Property taxes, school funding, traffic congestion
🚌 Transit for Families

Public transit is limited, but sidewalks are generally well-maintained for strollers.

🎡 Top Kid Attractions
  • 🎯
    Shirley Beach
  • 🎯
    Wertheim National Wildlife Refuge
  • 🎯
    Shirley Community Center

Best Neighborhoods for Families

The neighborhoods near Shirley Beach are popular for families due to their proximity to parks and schools. Areas along William Floyd Parkway offer more affordable housing options.

Household Budget Calculator

Estimate your real monthly cost of living in Shirley based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must adhere to Town of Brookhaven regulations, including waste disposal rules and noise ordinances.

Shirley is seeing growth in small businesses and local services, driven by its affordable housing. Remote work trends have increased demand for home offices and high-speed internet.

Financial Tools

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📊 Shirley — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$101,437
👤 Median Age
39.0
🏠 Homeownership Rate
89.8%
🔑 Renter Rate
10.2%
📉 Poverty Rate
7.7%
💼 Unemployment Rate
6.5%
📡 Internet Access
92.4%
🎓 College Educated
17.7%

☀️ Seasonal Utility Costs

Utility costs rise in winter due to heating needs and in summer due to air conditioning usage. Gas bills peak in winter, while electric bills spike in summer.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rates vary by school district, with Shirley in the William Floyd School District. No local surtaxes specific to Shirley.

👶 Family & Stroller Friendliness

7/10 with explanation: Sidewalks are generally good, parks are accessible, but public transit lacks elevator access.

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