Silver Beach, MA Utility & Living Guide

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Silver Beach, MA Utility & Living Guide

Living in Silver Beach, MA offers a unique blend of coastal charm and small-town community with easy access to Cape Cod's amenities

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score8/10
Median Home$380,000
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⚠️ Natural Hazard History — Silver Beach
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Falmouth Water Department
🗑️ Garbage

$30/mo

Falmouth Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in Silver Beach is competitive, with a mix of older and newer homes, and a strong demand for rentals. Prices have been increasing steadily over the past few years. The area is popular with families and retirees alike

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.15%
<p>State 5.2% + No county tax + Local 0%</p>

Massachusetts has a flat state income tax rate of 5.2%

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate, with key industries including tourism, healthcare, and education
Top Local Concerns
Affordability, traffic, environmental conservation
🚌 Transit for Families

The Cape Cod Regional Transit Authority provides bus services in the area, but the routes and schedules can be limited, making it challenging for families with strollers to get around without a car

🎡 Top Kid Attractions
  • 🎯
    Cape Cod Children's Museum
  • 🎯
    Whydah Pirate Museum
  • 🎯
    Falmouth Beach

Best Neighborhoods for Families

The neighborhoods of Silver Beach, Falmouth Heights, and Teaticket are popular with families due to their proximity to schools, parks, and the beach. These areas offer a range of housing options, from single-family homes to apartments and condos

Household Budget Calculator

Estimate your real monthly cost of living in Silver Beach based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Silver Beach has regulations regarding beach parking, noise ordinances, and zoning restrictions

The current financial trend in Silver Beach is a growing demand for short-term rentals, driven by the area's popularity with tourists. However, this has also led to concerns about affordability and housing availability for long-term residents

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📊 Silver Beach — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Silver Beach fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning usage, and higher water costs in the summer due to increased demand. In the winter, heating costs are relatively low due to the area's mild climate

🏛️ Local Tax Details

The ZIP code 02536 has a property tax millage rate of 1.15, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, due to the area's limited public transportation options and uneven sidewalk quality, but with many parks and beaches that are accessible and stroller-friendly

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