Silver City, NV Utility & Living Guide

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Silver City, NV Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax7.725%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Silver City
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

NV Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Lyon County Utilities
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Silver City is relatively affordable, with a mix of older and newer homes available. Rentals are also available, though options may be limited. The area is popular for those looking for a quiet, rural lifestyle.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax7.725%
Property Tax Rate0.85%
<p>State 6.5% + County 0.5% + City 0.725%</p>

Nevada has no state income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

6.8/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, agriculture, and small manufacturing
Top Local Concerns
Water conservation, economic development, public safety
🚌 Transit for Families

Public transit in Silver City is limited, but the area is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks

🎡 Top Kid Attractions
  • 🎯
    Silver City School Park
  • 🎯
    Fort Churchill State Historic Park
  • 🎯
    Lake Tahoe

Best Neighborhoods for Families

The historic district and surrounding neighborhoods offer a charming, small-town feel, with easy access to parks and outdoor recreation. Families may also consider the outskirts of town for more spacious homes and yards.

Household Budget Calculator

Estimate your real monthly cost of living in Silver City based on your household profile.

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📊 Silver City — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Silver City tend to be higher in the winter due to heating needs, while summer months see increased electricity usage for cooling. Residents can expect to pay around 10-20% more for utilities during these peak seasons.

🏛️ Local Tax Details

The ZIP code 89428 has a property tax millage rate of 0.85%, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Silver City has some stroller-friendly sidewalks and parks, but the area's rural nature and limited public transit options can make it challenging for families with strollers to get around without a car.

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