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Somerville, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1800/mo |
| 2 Bedrooms | $2200/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $640,000 |
| Property Tax Rate | 1.33% |
| Avg Childcare/mo | $1200 |
The housing market in Somerville is highly competitive, with a mix of old and new homes, and a strong demand for rentals. The city has seen significant development in recent years, with many new condos and apartments being built. However, this has also led to concerns about gentrification and affordability.
Cost of Living
146
+20% above national average
115
105
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.33% |
| <p>State 5.2% + No County tax + Local 1.05% option tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Somerville has a relatively stroller-friendly public transit system, with many bus and train routes that are accessible with a stroller, and the city is also bike-friendly
- Legoland Discovery Center
- Museum of Science
- Franklin Park Zoo
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Somerville based on your household profile.
📰 Live Local News
Somerville has regulations around parking, zoning, and waste management, and is also a sanctuary city
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Somerville — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
In the summer, utility costs in Somerville can increase due to the high demand for air conditioning, while in the winter, costs can rise due to the need for heating. However, the city's relatively mild climate means that these fluctuations are not as extreme as in other parts of the country.
🏛️ Local Tax Details
The city of Somerville has a property tax rate of 1.33%, with no local surtaxes, and the ZIP codes 02143, 02144, and 02145 have slightly different tax rates due to variations in property values
👶 Family & Stroller Friendliness
8, Somerville has a high score due to its wide sidewalks, many parks and playgrounds, and relatively flat terrain, making it easy to navigate with a stroller, although some areas can be crowded and have limited elevator access in transit
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