South Chatham, MA Utility & Living Guide

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South Chatham, MA Utility & Living Guide

Living in South Chatham, MA offers a charming coastal experience with easy access to beaches and outdoor activities

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score8/10
Median Home$380,000
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⚠️ Natural Hazard History — South Chatham
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Chatham Water Department
🗑️ Garbage

$30/mo

Chatham Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in South Chatham is competitive, with a mix of old and new homes, and a strong demand for summer rentals. Prices tend to be higher near the coast. The town has a range of housing options, from small cottages to large family homes

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.15%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries in tourism, fishing, and retail
Top Local Concerns
Affordability, traffic, environmental protection
🚌 Transit for Families

The public transit system in South Chatham is limited, but the town's compact size makes it easy to get around on foot or by bike

🎡 Top Kid Attractions
  • 🎯
    Chatham Lighthouse
  • 🎯
    Monomoy National Wildlife Refuge
  • 🎯
    Cape Cod Children's Museum

Best Neighborhoods for Families

The best neighborhoods for families in South Chatham are those near the town center, which offer easy access to shops, restaurants, and community events. The neighborhood around the Chatham Elementary School is also popular with families

Household Budget Calculator

Estimate your real monthly cost of living in South Chatham based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

South Chatham has regulations in place to protect its coastal environment and historic districts

The current financial trend in South Chatham is a growing demand for short-term rentals, driven by the town's popularity as a summer destination. However, this trend is also putting pressure on the local housing market, with some residents expressing concerns about affordability

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📊 South Chatham — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in South Chatham tend to be higher in the summer, when air conditioning is needed, and lower in the winter, when heating demands are reduced. However, the town's coastal location means that temperatures are generally milder than in inland areas

🏛️ Local Tax Details

The ZIP code 02659 has a property tax millage rate of 1.15, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, easy access to parks, and a compact town center, but limited elevator access in some older buildings

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