South Deerfield, MA Utility & Living Guide

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Tier 3 Location

South Deerfield, MA Utility & Living Guide

Living in South Deerfield offers a charming rural experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
Sales Tax6.25%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — South Deerfield
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

South Deerfield Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate1.25%
Avg Childcare/mo$1200

The housing market in South Deerfield is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The town has seen steady growth in recent years, with new developments and renovations adding to the inventory of available homes. However, the market can be competitive, especially for affordable options.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.25%
<p>State 5.2% + No County tax + Local 0% (no additional local sales tax)</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of liberal and conservative views
Business Momentum
Moderate, with key industries including tourism, agriculture, and small manufacturing
Top Local Concerns
Affordable housing, traffic and transportation, environmental conservation
🚌 Transit for Families

The Pioneer Valley Transit Authority (PVTA) provides public transportation in the area, with some routes and stops accessible for strollers, but the system is not comprehensive and may require some planning.

🎡 Top Kid Attractions
  • 🎯
    Magic Wings Butterfly Conservatory
  • 🎯
    The Great Falls Discovery Center
  • 🎯
    Berkshire East Ski Resort

Best Neighborhoods for Families

The town center and surrounding neighborhoods offer a charming and walkable environment, with easy access to shops, restaurants, and community events. The area around the Deerfield River is also popular for its scenic views and outdoor recreation opportunities. However, some neighborhoods may be more suited to families with older children due to the presence of busy roads and limited sidewalks.

Household Budget Calculator

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Local Briefing & Neighborhood Pulse

Live Local News

South Deerfield has regulations in place to preserve its rural character, including zoning restrictions and environmental protections.

South Deerfield is experiencing growth in its local economy, driven by tourism and small businesses. However, the town also faces challenges related to affordable housing and infrastructure development.

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📊 South Deerfield — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in South Deerfield can vary significantly by season, with higher electricity bills in the summer due to air conditioning usage and higher heating oil bills in the winter. However, the town's mild climate means that extreme temperature fluctuations are relatively rare, and residents can take steps to mitigate their energy usage and costs.

🏛️ Local Tax Details

The ZIP code 01373 has a property tax millage rate of 18.45, with no additional local surtaxes. However, residents should be aware of the town's rules and regulations regarding property tax exemptions and abatements.

👶 Family & Stroller Friendliness

Score 6/10: while South Deerfield has some sidewalks and parks, the town's rural character and limited public transportation options can make it challenging to get around without a car, especially for families with strollers.

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