South Farmingdale, NY Utility & Living Guide

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South Farmingdale, NY Utility & Living Guide

South Farmingdale offers a suburban lifestyle with convenient access to New York City.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — South Farmingdale
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

South Farmingdale Water District
🗑️ Garbage

$25/mo

Town of Oyster Bay Sanitation Department
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in South Farmingdale is competitive, with steady demand for single-family homes. Prices have been rising due to its proximity to NYC and good school districts.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has a progressive income tax ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in retail, healthcare, and professional services.
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is limited, but sidewalks are generally well-maintained for stroller use.

🎡 Top Kid Attractions
  • 🎯
    Tackapausha Preserve
  • 🎯
    Farmingdale Community Park
  • 🎯
    Adventureland

Best Neighborhoods for Families

The areas near Tackapausha Preserve and Farmingdale Community Park are popular for families due to their proximity to parks and schools.

Household Budget Calculator

Estimate your real monthly cost of living in South Farmingdale based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict zoning laws.

South Farmingdale is experiencing growth in remote workers due to its affordability and proximity to NYC. Local businesses are benefiting from increased demand for services.

Financial Tools

Calculators
Planning Tools

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📊 South Farmingdale — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$136,653
👤 Median Age
44.8
🏠 Homeownership Rate
93.4%
🔑 Renter Rate
6.6%
📉 Poverty Rate
4.4%
💼 Unemployment Rate
5.4%
📡 Internet Access
90.9%
🎓 College Educated
35.0%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs and in summer due to air conditioning usage.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with no local surtaxes specific to South Farmingdale.

👶 Family & Stroller Friendliness

7/10 with explanation: Good sidewalk quality and park access, but limited elevator access in transit.

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