Spofford, NH Utility & Living Guide

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Tier 3 Location

Spofford, NH Utility & Living Guide

Living in Spofford, NH offers a tranquil and picturesque setting with access to beautiful lakes and outdoor recreational activities.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
COL Index118 (+10% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Spofford
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Town of Chesterfield Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Spofford is characterized by a mix of old and new homes, with a range of prices to suit different budgets. The town has seen steady growth in recent years, with new developments and renovations popping up. However, the market can be competitive, especially for homes in desirable locations.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No county tax + No local tax</p>

New Hampshire has no state income tax, but residents may still be subject to federal income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, healthcare, and education
Top Local Concerns
Affordability, infrastructure, environmental conservation
🚌 Transit for Families

Spofford has limited public transportation options, but the town is relatively small and walkable, with some sidewalks and bike paths.

🎡 Top Kid Attractions
  • 🎯
    Spofford Lake
  • 🎯
    Pisgah State Park
  • 🎯
    Chesterfield Gorge

Best Neighborhoods for Families

The area around Spofford Lake is popular with families, offering scenic views and access to outdoor recreation. The town center has a charming atmosphere, with shops and restaurants within walking distance. The rural areas surrounding the town offer more privacy and space, but may require a longer commute to amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Spofford based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Spofford has regulations in place to protect its natural environment and preserve its rural character, including zoning ordinances and conservation efforts.

The current financial trends in Spofford indicate a strong demand for housing and a growing economy, driven by tourism and small businesses. However, the town also faces challenges related to affordability and infrastructure development.

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📊 Spofford — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Spofford can fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning and higher heating oil costs in the winter. However, the town's mild climate means that extreme temperatures are rare, and energy-efficient homes can help mitigate these costs.

🏛️ Local Tax Details

The ZIP code 03462 has a property tax rate of 1.8%, with no local surtaxes. However, residents may still be subject to state and federal taxes.

👶 Family & Stroller Friendliness

6/10, with explanation: Spofford has some sidewalks and bike paths, but the town's rural character means that many areas are not pedestrian-friendly. However, the town center and areas around Spofford Lake are relatively accessible, with some family-friendly infrastructure such as parks and playgrounds.

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