Spring Valley, NY Utility & Living Guide

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Spring Valley, NY Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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🌤️ Live Weather — Spring Valley
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⚠️ Natural Hazard History — Spring Valley
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Orange and Rockland Utilities
🔥 Gas

$50/mo

Orange and Rockland Utilities
💧 Water

$45/mo

Spring Valley Water Company
🗑️ Garbage

$25/mo

Spring Valley Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Spring Valley is competitive, with a mix of single-family homes and apartments. Prices have been rising steadily due to its proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3% + City 0.5%</p>

New York State has a progressive income tax ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in retail, healthcare, and education.
Top Local Concerns
Affordable housing, traffic congestion, school funding
🚌 Transit for Families

Public transit is limited but sidewalks are generally accessible for strollers.

🎡 Top Kid Attractions
  • 🎯
    Palisades Center Mall
  • 🎯
    Rockland Lake State Park
  • 🎯
    Spring Valley Community Park

Best Neighborhoods for Families

The eastern part of Spring Valley near Rockland Lake is popular for families due to its parks and quieter streets. The central area offers more affordable housing options.

Household Budget Calculator

Estimate your real monthly cost of living in Spring Valley based on your household profile.

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📊 Spring Valley — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$49,106
👤 Median Age
28.3
🏠 Homeownership Rate
27.0%
🔑 Renter Rate
73.0%
📉 Poverty Rate
24.2%
💼 Unemployment Rate
5.3%
📡 Internet Access
80.5%
🎓 College Educated
17.1%

☀️ Seasonal Utility Costs

Utility costs rise in winter due to heating needs and in summer due to air conditioning usage. Spring and fall typically see lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by district, with an average of 1.2%. No local surtaxes specific to Spring Valley county.

👶 Family & Stroller Friendliness

7/10 with explanation: sidewalks are generally well-maintained, parks are accessible, but public transit lacks stroller-friendly features.

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