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Springfield, MA Utility & Living Guide
Springfield is the most populous city in Hampden County, Massachusetts, United States, and its county seat. Springfield sits on the eastern bank of the Connecticut River near its confluence with three rivers: the western Westfield River, the eastern Chicopee River, and the eastern Mill River. At the
Monthly Utility Costs
$140/mo
$70/mo
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $240,000 |
| Property Tax Rate | 1.75% |
| Avg Childcare/mo | $1200 |
The housing market in Springfield is relatively affordable, with a mix of older and newer homes available. However, some neighborhoods are experiencing revitalization efforts, which may impact prices. Renters can find a range of options, from apartments to single-family homes.
Cost of Living
118
+8% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.75% |
| <p>State 5.2% + No county tax + Local 0% (no additional city tax)</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax in Springfield.
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
The Pioneer Valley Transit Authority (PVTA) provides public transportation in Springfield, with some stroller-friendly buses and a relatively accessible downtown area.
- Springfield Museums
- Forest Park Zoo
- Holyoke Children's Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Springfield based on your household profile.
📰 Live Local News
Springfield has regulations regarding property maintenance, zoning, and historic preservation, which residents should be aware of.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Springfield — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Springfield can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher gas costs in the winter for heating. Residents can expect to pay around 20-30% more for utilities during these peak seasons.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates range from 1.4 to 1.8, with no local surtaxes specific to Springfield county
👶 Family & Stroller Friendliness
Score 6/10: while Springfield has some stroller-friendly areas, such as the downtown and some parks, sidewalk quality and elevator access in transit can be limited in certain neighborhoods.
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