St. Augustine, FL Utility & Living Guide

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Tier 3 Location

St. Augustine, FL Utility & Living Guide

St. Augustine, the nation's oldest city, offers a charming blend of historic charm and coastal living.

Last updated: June 26, 2026
Total Utilities$255/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Florida Power & Light (FPL)
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

City of St. Augustine Utilities
🗑️ Garbage

$25/mo

Waste Pro USA
📶 Internet

$65/mo

Combined Average Overhead $255/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in St. Augustine is competitive, with historic homes and new developments. Prices have risen steadily due to demand from retirees and remote workers.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+8% (growing)
Political Climate
Purple (mix of conservative and liberal voters)
Business Momentum
Moderate with key industries in tourism, education, and healthcare
Top Local Concerns
Flooding, traffic congestion, affordable housing
🚌 Transit for Families

Limited public transit; mostly car-dependent but historic downtown is walkable.

🎡 Top Kid Attractions
  • 🎯
    St. Augustine Alligator Farm
  • 🎯
    Pirate & Treasure Museum
  • 🎯
    Anastasia State Park

Best Neighborhoods for Families

Anastasia Island offers beach access and good schools. Davis Shores is family-friendly with historic charm.

Household Budget Calculator

Estimate your real monthly cost of living in St. Augustine based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Historic district restrictions apply to home modifications. Short-term rental regulations vary by neighborhood.

Tourism remains the dominant industry, but tech startups are growing. Rising home prices are pricing out some local workers.

Financial Tools

Calculators
Planning Tools

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📊 St. Augustine — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer AC usage spikes electric bills. Winter heating costs are minimal due to mild temperatures.

🏛️ Local Tax Details

St. Johns County millage rate ~1.2%. No local surtaxes beyond standard sales tax.

👶 Family & Stroller Friendliness

7/10: Good sidewalks in historic areas but limited accessibility in older buildings.

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