St. Marys, PA Utility & Living Guide

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Tier 3 Location

St. Marys, PA Utility & Living Guide

St. Marys offers a small-town charm with access to outdoor recreation and a tight-knit community.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$750/mo
Sales Tax6%
COL Index85 (-5% below national average)
Family Score7/10
Median Home$150,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Penelec (FirstEnergy)
🔥 Gas

$50/mo

UGI Utilities
💧 Water

$45/mo

St. Marys Municipal Water Authority
🗑️ Garbage

$25/mo

St. Marys Waste Management
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$750/mo
2 Bedrooms$950/mo
3 Bedrooms$1200/mo
Median Home Price$150,000
Property Tax Rate1.2%
Avg Childcare/mo$800

Housing in St. Marys is affordable compared to national averages, with a mix of historic homes and newer developments. The market is stable with moderate demand.

Cost of Living

Overall COL Index

85

US national avg = 100
vs National Avg

-5% below national average

Groceries

90

Transportation

80

Healthcare

95

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.2%
<p>State 6% + County 0% + City 0%</p>

Pennsylvania has a flat 3.07% state income tax rate.

Family & Relocation

Family Vibe Score
7/10
Safety Index

70

Higher = safer
School Rating

6/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
-2% (declining)
Political Climate
Red (strong Republican lean)
Business Momentum
Moderate with key industries in manufacturing and healthcare
Top Local Concerns
Job opportunities, population decline, infrastructure maintenance
🚌 Transit for Families

Limited public transit; most families rely on personal vehicles. Sidewalks are available in town but not extensive.

🎡 Top Kid Attractions
  • 🎯
    Straub Brewery
  • 🎯
    Benzinger Park
  • 🎯
    Elk Country Visitor Center

Best Neighborhoods for Families

The downtown area offers walkability and historic charm, while newer developments on the outskirts provide more space and modern amenities.

Household Budget Calculator

Estimate your real monthly cost of living in St. Marys based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

No local income tax. Property taxes include county, municipal, and school district rates.

St. Marys is seeing growth in manufacturing and healthcare sectors. The local economy remains stable with low unemployment.

Financial Tools

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📊 St. Marys — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Winter heating costs can double due to cold temperatures, while summer AC costs are moderate. Gas usage peaks in winter.

🏛️ Local Tax Details

Key ZIP code level tax info: Elk County millage rate of 20 mills, St. Marys municipal rate of 5 mills.

👶 Family & Stroller Friendliness

6/10: Sidewalks are present in town but uneven in places. Parks are accessible but limited transit options.

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