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Stephens City, VA Utility & Living Guide
Living in Stephens City offers a unique blend of small-town charm and access to outdoor recreation in the Shenandoah Valley
Monthly Utility Costs
$130/mo
—
$40/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $900 |
The housing market in Stephens City is relatively affordable, with a mix of older and newer homes available. The town has seen some growth in recent years, but still maintains a small-town feel. Rentals are also available, including apartments and single-family homes.
Cost of Living
98
-2% below national average
95
88
105
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive state income tax, with rates ranging from 2% to 5.75%
Family & Relocation
55
7.2/10
$900/mo
City Pulse
The town has a limited public transportation system, but sidewalks and parks are generally stroller-friendly
- Shenandoah Caverns
- Winchester National Park
- Skyline Drive
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Stephens City based on your household profile.
📰 Live Local News
The town has zoning ordinances and building codes in place to regulate development and maintain the town’s character
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Stephens City — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Stephens City tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the summer months. In the winter, heating costs are relatively low due to the town's mild climate.
🏛️ Local Tax Details
The 22655 ZIP code has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 8/10, with wide sidewalks, accessible parks, and relatively flat terrain, but limited public transportation options and some areas with no sidewalks
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