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Stephens, GA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$30/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1100/mo |
| 3 Bedrooms | $1400/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.93% |
| Avg Childcare/mo | $800 |
The housing market in Stephens is characterized by a mix of older and newer homes, with a moderate supply of rentals available. Home prices have been steadily increasing over the past few years, but remain relatively affordable compared to larger cities in the state. New developments are slowly being built to accommodate the growing population.
Cost of Living
94
-6% below national average
97
88
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 8% |
| Property Tax Rate | 0.93% |
| <p>State 4% + County 3% + City 1%</p> | |
Georgia has a progressive state income tax with six brackets, ranging from 1% to 5.99%
Family & Relocation
70
7.2/10
$800/mo
City Pulse
The public transit system in Stephens is limited, but the city has made efforts to improve sidewalk accessibility and add family-friendly amenities to public spaces
- Sandy Creek Park
- Oconee River Greenway
- Georgia Museum of Art
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Stephens based on your household profile.
📰 Live Local News
Residents are subject to ordinances regarding zoning, noise levels, and waste management, which are enforced by the City of Stephens
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Stephens — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
During the hot summer months, utility costs in Stephens tend to increase due to high demand for air conditioning, while winter months see a slight decrease in costs as heating needs are relatively low. Residents can expect to pay around 10-15% more for electricity during the summer compared to the rest of the year.
🏛️ Local Tax Details
The ZIP code 30667 has a property tax millage rate of 12.5 mills, with an additional 1% local surtax for education
👶 Family & Stroller Friendliness
6, due to the presence of sidewalks and crosswalks in the downtown area, but limited accessibility in some of the older neighborhoods and a lack of elevators in public transit
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