Stephens, GA Utility & Living Guide

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Tier 3 Location

Stephens, GA Utility & Living Guide

Living in Stephens, GA offers a tranquil small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$250/mo
1BR Rent$900/mo
Sales Tax8%
COL Index94 (-6% below national average)
Family Score8/10
Median Home$280,000
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⚠️ Natural Hazard History — Stephens
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power
🔥 Gas

N/A - Electric only
💧 Water

$30/mo

City of Stephens Water Department
🗑️ Garbage

$20/mo

Oconee County Waste Management
📶 Internet

$60/mo

Combined Average Overhead $250/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1100/mo
3 Bedrooms$1400/mo
Median Home Price$280,000
Property Tax Rate0.93%
Avg Childcare/mo$800

The housing market in Stephens is characterized by a mix of older and newer homes, with a moderate supply of rentals available. Home prices have been steadily increasing over the past few years, but remain relatively affordable compared to larger cities in the state. New developments are slowly being built to accommodate the growing population.

Cost of Living

Overall COL Index

94

US national avg = 100
vs National Avg

-6% below national average

Groceries

97

Transportation

88

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax8%
Property Tax Rate0.93%
<p>State 4% + County 3% + City 1%</p>

Georgia has a progressive state income tax with six brackets, ranging from 1% to 5.99%

Family & Relocation

Family Vibe Score
8/10
Safety Index

70

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including manufacturing, healthcare, and education
Top Local Concerns
Infrastructure development, public safety, economic growth
🚌 Transit for Families

The public transit system in Stephens is limited, but the city has made efforts to improve sidewalk accessibility and add family-friendly amenities to public spaces

🎡 Top Kid Attractions
  • 🎯
    Sandy Creek Park
  • 🎯
    Oconee River Greenway
  • 🎯
    Georgia Museum of Art

Best Neighborhoods for Families

The best neighborhoods for families in Stephens include the historic downtown area, which offers a charming small-town atmosphere, and the newer developments on the outskirts of town, which provide more modern amenities and larger yards. These areas are known for their strong sense of community and convenient access to local parks and recreation facilities.

Household Budget Calculator

Estimate your real monthly cost of living in Stephens based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents are subject to ordinances regarding zoning, noise levels, and waste management, which are enforced by the City of Stephens

The current financial trend in Stephens is a growing demand for affordable housing, driven by an influx of new residents and businesses. As a result, local leaders are exploring initiatives to support workforce development and stimulate economic growth.

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📊 Stephens — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

During the hot summer months, utility costs in Stephens tend to increase due to high demand for air conditioning, while winter months see a slight decrease in costs as heating needs are relatively low. Residents can expect to pay around 10-15% more for electricity during the summer compared to the rest of the year.

🏛️ Local Tax Details

The ZIP code 30667 has a property tax millage rate of 12.5 mills, with an additional 1% local surtax for education

👶 Family & Stroller Friendliness

6, due to the presence of sidewalks and crosswalks in the downtown area, but limited accessibility in some of the older neighborhoods and a lack of elevators in public transit

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