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Stephenson, VA Utility & Living Guide
Living in Stephenson, VA offers a tranquil small-town experience with easy access to outdoor recreation and a strong sense of community.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Stephenson is characterized by a mix of older and newer homes, with a growing demand for new construction. The area offers a range of housing options, from starter homes to luxury properties. However, the market can be competitive, with limited inventory in certain price ranges.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + Local 1%</p> | |
Virginia has a progressive state income tax with rates ranging from 2% to 5.75%
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
The town has a limited public transportation system, but it is relatively stroller-friendly, with accessible sidewalks and pedestrian paths.
- Shenandoah Caverns
- Winchester National Park
- Shenandoah Valley Discovery Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Stephenson based on your household profile.
📰 Live Local News
The town has zoning ordinances and building codes in place to regulate development and ensure public safety.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Stephenson — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Stephenson tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% during this time. In the winter, heating costs are relatively low, with average natural gas bills ranging from $0 to $50 per month.
🏛️ Local Tax Details
The ZIP code 22656 has a property tax millage rate of 0.85%, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 8/10: Stephenson has well-maintained sidewalks and pedestrian paths, making it easy to navigate with a stroller. However, some areas of town have limited elevator access in public buildings, which can be a challenge for families with strollers.
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