⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Sterling, MA Utility & Living Guide
Sterling is a town in Worcester County, Massachusetts, United States. The population was 7,985 at the 2020 census.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Sterling is competitive, with a mix of historic homes and new constructions. The town has a strong sense of community, with many residents actively involved in local events and organizations. Home prices have been steadily increasing over the past few years.
Cost of Living
118
+10% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + Local 0% (no additional local sales tax)</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Sterling has limited public transportation options, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks
- Sterling Town Beach
- Sterling Library
- Wachusett Reservoir
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Sterling based on your household profile.
📰 Live Local News
Sterling has regulations regarding zoning, building permits, and historic district preservation
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Sterling — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Sterling tend to be higher in the winter months due to heating needs, with an average increase of 20-30% from December to February. In contrast, summer months see a slight decrease in utility costs, with more moderate temperatures reducing the need for air conditioning.
🏛️ Local Tax Details
The ZIP code 01564 has a property tax millage rate of 18.45, with no additional local surtaxes
👶 Family & Stroller Friendliness
Score 6: Sterling has some sidewalks and crosswalks, but the town's rural atmosphere and limited public transportation options can make it challenging for families with strollers to get around without a car.
Massachusetts Living Report — July 27, 2026
With a population just shy of seven million, Massachusetts presents a classic trade-off for anyone considering a move:...
Read more →
Massachusetts Living Report — July 26, 2026
Considering a move to Massachusetts means weighing its reputation for top-tier education and historic charm against a notoriously...
Read more →
Massachusetts Living Report — July 25, 2026
For anyone considering a move to Massachusetts, the state presents a compelling but costly proposition. Home to nearly...
Read more →
Massachusetts Living Report — July 24, 2026
With a population of just under seven million—6,984,205 to be precise—Massachusetts is one of the most densely populated...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.