Stoddard, NH Utility & Living Guide

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Stoddard, NH Utility & Living Guide

Living in Stoddard, NH offers a tranquil and natural setting with plenty of outdoor activities to enjoy throughout the year.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
COL Index118 (+10% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Stoddard
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Stoddard Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Stoddard is characterized by a mix of older and newer homes, with a limited supply of rentals available. Home prices have been steadily increasing over the past few years, making it a seller’s market. However, the town’s rural setting and limited job opportunities may impact the local real estate market.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No county tax + No city tax</p>

New Hampshire has no state income tax, but it does tax dividends and interest income.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, agriculture, and small manufacturing
Top Local Concerns
Property taxes, road maintenance, conservation of natural resources
🚌 Transit for Families

Stoddard has limited public transportation options, but the town's rural setting and scenic roads make it a great place for walking and biking with a stroller.

🎡 Top Kid Attractions
  • 🎯
    Stoddard Town Beach
  • 🎯
    Mount Monadnock State Park
  • 🎯
    New Hampshire Fish and Game Department's Owl Brook Hunter Education Center

Best Neighborhoods for Families

The areas around Stoddard Town Beach and the village center are popular with families, offering a mix of older and newer homes and a strong sense of community. The town's rural setting and limited traffic make it a great place for kids to play and explore.

Household Budget Calculator

Estimate your real monthly cost of living in Stoddard based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Stoddard has zoning regulations in place to preserve the town’s rural character and natural resources.

The current financial trends in Stoddard indicate a growing demand for outdoor recreation and tourism, with opportunities for entrepreneurs to develop related businesses. However, the town's limited job market and lack of public transportation may pose challenges for some residents.

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📊 Stoddard — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Stoddard tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In contrast, summer months see lower utility bills, with average electricity bills decreasing by 10-20% from June to August.

🏛️ Local Tax Details

The ZIP code 03464 has a property tax rate of 1.8%, with no local surtaxes or additional fees.

👶 Family & Stroller Friendliness

Score 6/10, with explanation: while Stoddard has some sidewalks and parks, the town's rural setting and limited public transportation options can make it challenging for families with strollers to get around without a car.

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