Stoneham, MA Utility & Living Guide

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Stoneham, MA Utility & Living Guide

Living in Stoneham, MA offers a unique blend of small-town charm and big-city amenities just north of Boston

Last updated: June 26, 2026
Total Utilities$370/mo
1BR Rent$1800/mo
Sales Tax6.25%
COL Index146 (+20% above national average)
Family Score7/10
Median Home$430,000
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⚠️ Natural Hazard History — Stoneham
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Stoneham Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $370/month

Housing Market

Rent & Property
1 Bedroom$1800/mo
2 Bedrooms$2200/mo
3 Bedrooms$2800/mo
Median Home Price$430,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

The housing market in Stoneham is competitive, with a mix of older and newer homes, and a strong demand for rentals. The town has seen significant development in recent years, with new condos and apartments being built. However, affordability remains a concern for some residents.

Cost of Living

Overall COL Index

146

US national avg = 100
vs National Avg

+20% above national average

Groceries

105

Transportation

102

Healthcare

101

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax + Local 0% (no additional local sales tax)</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate, with key industries in healthcare, education, and technology
Top Local Concerns
Traffic, affordability, public safety
🚌 Transit for Families

Stoneham has a relatively walkable downtown area and some public transportation options, including buses, but stroller-friendly infrastructure could be improved

🎡 Top Kid Attractions
  • 🎯
    Stone Zoo
  • 🎯
    Middlesex Fells Reservation
  • 🎯
    Stoneham Town Pool

Best Neighborhoods for Families

The neighborhoods of Downtown Stoneham, Robin Hood Road, and Franklin Street are popular with families due to their proximity to schools, parks, and amenities. These areas offer a mix of older and newer homes, and a strong sense of community

Household Budget Calculator

Estimate your real monthly cost of living in Stoneham based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Stoneham has regulations regarding zoning, parking, and waste management, and residents are encouraged to check with the town for specific rules and permits required

Stoneham is seeing a trend of increasing property values and a growing demand for housing, driven by its proximity to Boston and its strong school system. However, this growth also brings concerns about affordability and traffic

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📊 Stoneham — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Stoneham tend to be higher in the winter months due to heating, with average bills increasing by 20-30% from December to February. In contrast, summer months see a smaller increase in utility costs due to air conditioning, with average bills rising by 10-20% from June to August

🏛️ Local Tax Details

The ZIP code 02180 has a property tax millage rate of 12.34, with no additional local surtaxes

👶 Family & Stroller Friendliness

6/10: Stoneham has some sidewalks and crosswalks, but could improve its stroller-friendly infrastructure, particularly in areas with heavy traffic or limited pedestrian access

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