Stow, MA Utility & Living Guide

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Tier 3 Location

Stow, MA Utility & Living Guide

Living in Stow, MA offers a tranquil and scenic escape from city life with its rolling hills and picturesque countryside.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score8/10
Median Home$430,000
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⚠️ Natural Hazard History — Stow
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Stow Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$430,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

The housing market in Stow is competitive, with a mix of historic homes and new constructions. Prices have been steadily increasing due to the town’s desirable location and high quality of life. Rentals are scarce, and tenants should be prepared to act quickly when a unit becomes available.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 6.25% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

8/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of liberal and conservative views
Business Momentum
Moderate, with key industries in technology, healthcare, and education
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

Stow has limited public transportation, but the town's scenic roads and sidewalks make it accessible for strollers and walkers.

🎡 Top Kid Attractions
  • 🎯
    Lake Boon
  • 🎯
    Stow Community Park
  • 🎯
    Nashoba Valley Ski Area

Best Neighborhoods for Families

The town center, Randall Library area, and Lake Boon neighborhood are popular for families, offering a mix of historic homes, new constructions, and access to amenities like parks, schools, and shops.

Household Budget Calculator

Estimate your real monthly cost of living in Stow based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Stow has regulations regarding zoning, building permits, and environmental conservation.

Stow's economy is driven by a mix of technology, healthcare, and education industries, with a growing trend towards remote work and entrepreneurship. The town's strong school system and high quality of life make it an attractive location for families and professionals.

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📊 Stow — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Stow fluctuate by season, with higher electricity bills in the summer due to air conditioning and higher heating oil costs in the winter. Residents can expect to pay around 10-20% more for utilities during the peak summer and winter months.

🏛️ Local Tax Details

The ZIP code 01775 has a property tax millage rate of 1.23, with no local surtaxes.

👶 Family & Stroller Friendliness

7/10, with explanation: Stow's scenic roads and sidewalks are stroller-friendly, but the town's limited public transportation and lack of elevators in some buildings may pose challenges for families with strollers.

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