Stuart, FL Utility & Living Guide

Tier 3 Location

Stuart, FL Utility & Living Guide

Living in Stuart, FL offers a charming small-town feel with beautiful waterfront views and easy access to outdoor activities.

Last updated: June 5, 2026
Total Utilities$255/mo
1BR Rent$1400/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$380,000
🌤️ Live Weather — Stuart
Loading weather...
📷 Live Cameras — Stuart
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Stuart
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Stuart?

Moving to Stuart? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Florida Power & Light (FPL)
🔥 Gas

N/A
💧 Water

$45/mo

City of Stuart Utilities
🗑️ Garbage

$25/mo

City of Stuart Solid Waste
📶 Internet

$65/mo

Combined Average Overhead $255/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1000

Stuart offers a mix of historic homes and modern developments. Waterfront properties are highly sought after but come at a premium.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+8% growing
Political Climate
Purple
Business Momentum
Moderate with industries in marine, healthcare, and tourism
Top Local Concerns
hurricane preparedness, traffic congestion, affordable housing
🚌 Transit for Families

Limited public transit, car-dependent but sidewalks improving in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Florida Oceanographic Coastal Center
  • 🎯
    Sailfish Splash Waterpark

Best Neighborhoods for Families

Downtown Stuart is walkable with parks. Mariner Sands offers golf course living.

Household Budget Calculator

Estimate your real monthly cost of living in Stuart based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Strict building codes due to hurricane risk. Short-term rental regulations vary by neighborhood.

Remote work is increasing demand for housing. Tourism remains a key economic driver.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Stuart — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$55,157
👤 Median Age
51.4
🏠 Homeownership Rate
56.9%
🔑 Renter Rate
43.1%
📉 Poverty Rate
14.4%
💼 Unemployment Rate
2.4%
📡 Internet Access
84.2%
🎓 College Educated
27.7%