Suffern, NY Utility & Living Guide

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Suffern, NY Utility & Living Guide

Suffern, NY offers a charming small-town atmosphere with easy access to New York City.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Suffern
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Orange and Rockland Utilities
🔥 Gas

$50/mo

Orange and Rockland Utilities
💧 Water

$45/mo

Suffern Village Water Department
🗑️ Garbage

$25/mo

Suffern Village Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Suffern is competitive, with a mix of historic homes and newer developments. Prices have been rising due to its proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has a progressive income tax system with rates ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in healthcare, retail, and education
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is limited but stroller-friendly with accessible buses and train stations.

🎡 Top Kid Attractions
  • 🎯
    Suffern Bear Mountain Trail
  • 🎯
    Lafayette Theatre
  • 🎯
    Suffern Pool

Best Neighborhoods for Families

The downtown area is popular for its walkability and amenities, while the outskirts offer more space and quieter streets for families.

Household Budget Calculator

Estimate your real monthly cost of living in Suffern based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict zoning laws.

Suffern is seeing increased investment in local businesses and infrastructure. Remote work trends are driving demand for suburban housing.

Financial Tools

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Planning Tools

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📊 Suffern — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$87,480
👤 Median Age
44.6
🏠 Homeownership Rate
68.4%
🔑 Renter Rate
31.6%
📉 Poverty Rate
6.3%
💼 Unemployment Rate
4.0%
📡 Internet Access
91.3%
🎓 College Educated
41.2%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs and in summer with air conditioning use. Spring and fall typically see lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with Suffern Village having additional local surtaxes.

👶 Family & Stroller Friendliness

7/10 with explanation: good sidewalk quality in downtown, ample park access, but limited elevator access in transit.

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