Summerville, GA Utility & Living Guide

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Summerville, GA Utility & Living Guide

Living in Summerville, GA offers a charming small-town experience with a strong sense of community.

Last updated: June 26, 2026
Total Utilities$270/mo
1BR Rent$900/mo
Sales Tax7%
COL Index88 (-12% below national average)
Family Score7/10
Median Home$180,000
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⚠️ Natural Hazard History — Summerville
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

City of Summerville Water Department
🗑️ Garbage

$20/mo

City of Summerville Sanitation Department
📶 Internet

$60/mo

Combined Average Overhead $270/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1200/mo
3 Bedrooms$1500/mo
Median Home Price$180,000
Property Tax Rate0.85%
Avg Childcare/mo$800

The housing market in Summerville is relatively affordable, with a range of options from historic homes to new constructions. However, the market can be limited due to the small size of the town. Rentals are also available, but may be scarce.

Cost of Living

Overall COL Index

88

US national avg = 100
vs National Avg

-12% below national average

Groceries

95

Transportation

88

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax7%
Property Tax Rate0.85%
<p>State 4% + County 2% + City 1%</p>

Georgia has a progressive income tax system with six brackets, ranging from 1% to 5.99%. The state also offers various tax credits and deductions.

Family & Relocation

Family Vibe Score
7/10
Safety Index

70

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in agriculture, healthcare, and small manufacturing
Top Local Concerns
Economic development, infrastructure, public safety
🚌 Transit for Families

Summerville has limited public transportation, but the town is relatively walkable and bikeable. However, sidewalks and crosswalks may be limited in some areas.

🎡 Top Kid Attractions
  • 🎯
    Ringgold River
  • 🎯
    Summerville Park
  • 🎯
    Chattooga River

Best Neighborhoods for Families

The historic district and downtown area offer a charming and walkable environment, while the outskirts of town provide more rural and natural settings. Families may also consider the nearby town of Ringgold for its schools and community amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Summerville based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Summerville has ordinances regulating zoning, noise, and property maintenance. Residents should also be aware of the town’s historic district regulations.

Summerville's economy is driven by small businesses and agriculture, with a growing focus on tourism. The town is also investing in downtown revitalization efforts to attract new businesses and residents.

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📊 Summerville — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see a slight increase in gas bills for heating. However, the mild climate in Summerville means that utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 30747 has a property tax millage rate of 12.5 mills, with an additional 1% local option sales tax.

👶 Family & Stroller Friendliness

6, with explanation: while Summerville has some sidewalks and parks, the town's infrastructure can be limited in some areas, making it less stroller-friendly than larger cities.

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