Sunderland, MA Utility & Living Guide

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Tier 3 Location

Sunderland, MA Utility & Living Guide

Living in Sunderland, MA offers a unique blend of rural charm and easy access to nearby cities like Amherst and Northampton.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6.25%
COL Index118 (+8% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Sunderland
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Sunderland Water Department
🗑️ Garbage

$30/mo

Sunderland Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

The housing market in Sunderland is competitive, with a mix of older and newer homes available. Prices have been rising in recent years due to the town’s popularity with families and commuters. Rentals are also in high demand, particularly among students and young professionals.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No county tax + No local tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate, with key industries in education, healthcare, and technology
Top Local Concerns
Traffic and transportation, affordable housing, environmental conservation
🚌 Transit for Families

Sunderland has a limited public transit system, but the nearby PVTA bus system offers stroller-friendly options and connects to other towns and cities in the region.

🎡 Top Kid Attractions
  • 🎯
    Sunderland Elementary School playground
  • 🎯
    Mill River Recreation Area
  • 🎯
    Amherst College Museum of Natural History

Best Neighborhoods for Families

The town center and surrounding neighborhoods offer a charming, small-town feel, with easy access to local shops and restaurants. The area around the Sunderland Elementary School is also popular with families, with its playground and nearby park.

Household Budget Calculator

Estimate your real monthly cost of living in Sunderland based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Sunderland has regulations in place to protect its rural character, including zoning laws and environmental ordinances.

Sunderland's economy is driven by education, healthcare, and technology, with major employers including the University of Massachusetts Amherst and Cooley Dickinson Hospital. The town is also seeing growth in its small business sector, with a number of new startups and entrepreneurs setting up shop in recent years.

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📊 Sunderland — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Sunderland tend to be higher in the winter months due to heating needs, with average electric bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some residents opting for air conditioning to beat the heat.

🏛️ Local Tax Details

The ZIP code 01375 has a property tax millage rate of 18.45, with no local surtaxes.

👶 Family & Stroller Friendliness

6/10, with explanation: Sunderland's sidewalks and parks are generally well-maintained, but the town's rural layout and limited public transit options can make it challenging for families with strollers to get around without a car.

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