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Sunderland, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Sunderland is relatively stable, with a mix of older and newer homes available. Waterfront properties are highly sought after, and prices reflect the desirable location. Rentals are also available, but may be limited in terms of inventory.
Cost of Living
110
+10% above national average
105
95
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + No County tax + No City tax</p> | |
Maryland state income tax ranges from 2% to 5.75%, with Sunderland residents paying based on their individual income levels
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Public transit in Sunderland is limited, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks available
- Calvert Cliffs State Park
- Chesapeake Beach Water Park
- Annmarie Sculpture Garden
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Sunderland based on your household profile.
📰 Live Local News
Sunderland has zoning regulations and building codes in place to maintain the town’s character and ensure public safety
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Sunderland — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Sunderland tend to be higher in the summer months due to air conditioning usage, while winter months see a slight increase in heating costs. However, the town's mild climate means that overall utility costs remain relatively stable throughout the year.
🏛️ Local Tax Details
The ZIP code 20689 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
6, with explanation: Sunderland has some sidewalks and crosswalks, but the town's layout and lack of public transit can make it challenging for families with strollers to get around
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