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Swansea, MA Utility & Living Guide
Swansea is a port and coastal city in Wales. It is the second-largest city in the country. The city forms a principal area, officially known as the City and County of Swansea.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
The housing market in Swansea is competitive, with a mix of older and newer homes available. The town has seen an increase in new construction in recent years, but prices remain relatively high due to its desirable location. Rentals are also in high demand, particularly for families and young professionals.
Cost of Living
118
+18% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.35% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Swansea has a limited public transportation system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- World War II Memorial State Park
- Swansea Mall
- Blithewold Mansion
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Swansea based on your household profile.
📰 Live Local News
Swansea has regulations in place for zoning, building permits, and environmental protection, which can impact residents and businesses
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Swansea — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Swansea tend to be higher in the winter months due to heating needs, with average electric bills increasing by 20-30% from December to February. In the summer, air conditioning costs can also drive up energy bills, although to a lesser extent.
🏛️ Local Tax Details
The ZIP code 02777 has a property tax millage rate of 18.45, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6/10: Swansea has some stroller-friendly sidewalks and parks, but the town's infrastructure is not always pedestrian-friendly, and some areas lack elevators or ramps in public buildings
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